12
years uncovered
Example: a 38-year-old with $60k saved.
Runs out at 79.
You'll likely live to 85. Planned to 91: a 1 in 4 chance you live longer.
A best guess from averages, not a prediction. Real lives and markets will differ.
Rough estimateBased on 0 of 15 answers
Sharpen your estimate · Question 1 of 12
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Your planning age
91
Life expectancy 85, plus a 6-year margin.
Years to fund
26
From 65 to 91.
Retirement target
$747k
To spend $60,000 a year, after $24,000 from Social Security.
9 answers are still averages. Sharpen your estimate.
Savings vs. what you'll need
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$821k$411k$0
Age 38Retire at 65Age 91Runs out at 79
- Projected savings
- Needed
Needed falls after 67, when Social Security covers $24,000 a year.
Shortfall at retirement
$246k
Saving $903 a month closes it. Or retire at 69, or spend $47k a year.
Adjust my plan